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Q: What are advantages of Elite Health
Plus Rider and why do I have to buy it?
A: Elite Health Plus Rider is a lump sum health insurance with high coverage benefit from 20-100 MB per year which
will comprehensively satisfy health needs. It covers general diseases, critical illnesses in every stage, epidemics
and cancer treatments of chemotherapy and targeted therapy. For hospitalization in standard single room or ICU room
for 365 days,
the benefit is provided as charged. For special single room, receive the benefit of 10,000-25,000 Baht per day. In
addition,
you can select the coverage area of your choice in case of overseas medical treatment. You will have no worries
about medical expenses with worthwhile premium compared with the coverage you are entitled to. Entry age is from
11-90 years with
long-term coverage period until the age of 99 years that gives you peace of mind when you have an illness when
getting old.
Q: What is a standard single
room?
A: Standard single room means starting price of a hospital single room for inpatient who is hospitalized in Thailand
only.
Q: Will it be effective immediately if
I buy it?
A: The rider has the 30-day waiting period after the effective date. The following diseases will be covered if they
occur 120 days after the effective date or the reinstatement date according to conditions stated in the contract:
Tumors, cysts, or all types of malignancy/cancer, hemorrhoid, all types of hernia, pterygium or cataract,
tonsillectomy or adenoidectomy, all types of stone, varicose vein and endometriosis. In case of additionally
purchasing Maternity Plus or Well-Being Plus, child delivery in a hospital or a medical center, and pre- and
post-natal complications will be covered if they occur 280 days after the effective date. Cervical dilation and
curettage in a hospital or a medical center in case of miscarriage will be covered if they occur 90 days after the
effective date. Vaccination fee, dentistry fee and eye care fee will be covered 30 days counting from the effective
date of this endorsement. Annual health checkup will be covered 1 year counting from the effective date of this
endorsement.
Q: If I buy Elite Health Plus Rider
and choose Thailand as the coverage area, will I get covered when falling ill abroad?
A: It provides coverage for 2 cases: Injury due to accident and illness which requires emergency treatment. It must
occur within the first 90 days after leaving the coverage area.
Q: Is Elite Health Plus Rider eligible
for tax deduction?
A: Yes, it is. The premium of this rider is eligible for personal income tax deduction according to the Notification
of the Director-General of the Revenue Department on Income Tax No. 383.
Q: What is OPD Per Time Rider Why are
they a must?
A: When you get sick, you will be covered even without being hospitalized as OPD Per Time Rider covers OPD medical
expenses up to 30 times per year
Q: Will OPD Per Time Rider be
effective immediately if I buy it?
A: The rider has the 30-day waiting period after the effective date. The following diseases will be covered if they
occur 120 days after the effective date or the reinstatement date according to conditions stated in the contract:
Tumors, cysts, or all types of malignancy/cancer, hemorrhoid, all types of hernia, pterygium or cataract,
tonsillectomy or adenoidectomy, all types of stone, varicose vein and endometriosis. The Company shall not pay the
benefit under this rider for the following illnesses that occurred within 180 days from the effective date or the
last reinstatement date of the rider according to conditions stated in the contract: thyroid disease, epilepsy,
diabetes, allergy, hypertension, heart disease and stomach disease.